モラルハザード

●Shankar Vedantam, “Taking More Risks Because You Feel Safe”(Washington Post, Monday, June 9, 2008)

●Eric Weiner, “Subprime Bailout: Good Idea or 'Moral Hazard?'”(National Public Radio, November 29, 2007)

MV=PQ（by Tim Schilling）のエントリー“Moral Hazard in the Curriculum”経由。
下の記事のタイトルにある「モラル」とは意味違うよ。わかってるだろうけど。Tim Schillingさんによるモラルハザードの説明を参照のこと。

If you insure against loss, you create a different set of costs and benefits for various types of activities. This can be applied to auto insurance, homeowners insurance, life insurance and health insurance. If you know that the financial cost of certain activities will be borne by a third party, in part or in total, your assessment of various activities is likely to change. Specifically, it is logical to believe that, to some extent, you will take on more risk than you would if the total cost of loss would be yours.

(追記)

●Tim Harford, “Should we cyclists bother to wear helmets?”（The Undercover Economist, July 9, 2008）